Affordable private healthcare insurance can help people meet the costs of certain medical treatments and protect themselves and their families.
A cash plan offers increased flexibility when it comes to paying for private medical treatments. Find out more about how health cash medical insurance plans work.
This form of private medical insurance offers you cash back when you pay towards medical treatments, such as physiotherapy treatments, optical, dental appointments etc.
In return for your monthly premium payments, you can claim back money for medical diagnostics, consultations, and treatments, up to an agreed limit.
Once you have paid for the treatments, you retain the receipt and send it to your health cash plan provider, to claim your cash back.
It is designed to help consumers budget for their private health care, by offering flexible options to keep premium costs down. It is still possible to go through the NHS for healthcare (like with any other private medical insurance plan). These policies can be used to assist you with private treatment costs.
Find out more about the different types of Private Medical Cover available in this guide.
What you pay towards your premiums, like with other private health insurance policies, will be determined by your age, health status and whether you’re covering your partner and family’s costs or just your own. Your premiums will also be determined by the level of cover you opt for.
Find out more about Private Medical Insurance in our FAQs section.
When choosing a health cash plan, many providers offer you flexibility in cover. Think about the kinds of treatments and services that might be relevant to you, as well as the largest limit you would like to claim for treatments, before you take out a plan.
Lucy took out a Health Cash Plan which costs her £12 a month in premiums. After a hiking holiday, Lucy developed some problems with her right foot and she needed to see a podiatrist several times, to get it fixed. Through her plan, she was able to claim back £250 from her treatments.
If you would like to find out more about health cash plans, get in touch with an independent insurance broker. They can offer you a free, no-obligation quote and advice to suit your unique circumstances.
Quick friendly service. I was quite confused about what my family and I required but the policy options were quickly clarified and I got a great price and top service. Emily Thompson, Bath
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* Medical insurance from 95p per day is an illustrative figure only and may not be available to you. The figure is based off of a 25 year old with no previous health issues taking up a Priority Health policy from Health-on-Line with a £100 excess. Figure accurate as of 17/08/2016.
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